Saturday, December 29, 2012

DIY Spice Organization



I wanted to organize all my spices! I know it sounds a bit OCD, but I don't like the containers that they come in; plus, I was having a very hard time conveniently locating every spice I needed. I wanted a clear way of seeing every spice I had, and I didn't want to fumble around searching for spices while cooking. I guess you could say, I just wanted to SPICE UP my pantry. 

I have seen several great organizing ideas, but none that really fit the style I was looking for, so I decided to create my own spice rack. Since I keep my spices in cabinets above my stove I decided to make a smaller rack to fit this particular space. I used a plastic rack instead of other materials, given that the rack will not be seen, as it will be inside my cabinet. Overall, this project was quick, cheap and has made my life way more convenient.




Supplies you’ll need:
1. Make a list of all your current spices and the expiration dates
2. Type the name of your spices on return address labels and print 
    * I used Copper Gothic Font sz 12 for my labels
3. Place the printed labels on individual jars
4. Create small labels for your spice expiration dates
    * I wrote the dates on small strips of neon paper and taped them to the bottom of each jar
4. Add your spices to the jars
5. Arrange on the Spice Rack

Happy Spice Organizing!!!!



Friday, December 14, 2012

Holiday Shopping


ABC News recently posted an article on 20 Ways to Cut the Cost of Christmas. According to the article the majority of Americans started holiday shopping last month, however, one out of every 5 hasn't even started yet. This year holiday shoppers plan to spend an average of $750 on gifts, decorations an other holiday accoutrements, according to the National Retail Federation.

Wow!! $750.00 on gifts, decorations an other holiday accouterments. That is a lot of money especially for those of us with bills (which is almost everyone). Who wants to go into the New Year with credit card debt when they don't have to? My husband and I have a rule that we pay off any credit card balance prior to the start of the New Year, so spending $750.00 is clearly not an option for our home. 


Here are a few tips that I use regarding how to effectively holiday shop while staying within your financial comfort zone. 


1. Write You Own Rules- Be brave enough not to get caught up in the shopping frenzy."There are so many people out there who … just sort of get so caught up in the season that they haven't stopped and said, 'You know what? We're just going to sort of start from scratch and create our own holiday.'"


2. Plan and Budget-If you must buy, take a deep breath, then take some time to plan before you hit the stores and online deals. Start with a budget. 

3. Pay Cash- If you know that you've had trouble in (years) past, do a cash-only Christmas set a limit, take that money out of your credit union or bank, and when that (money's) gone, it's over."

4. Avoid the Guessing Game- Find out what your friends and family want. Websites like www.secretsanta.com and www.elfster.com make it easy to organize gift exchanges. If you have a large family (or want to exchange gifts at the office), try a fun gift swap with a price range to avoid buying pricey gifts for each person and going over your budget.

5. DIY- Flex your creative muscles with "Do It Yourself" gifts. Online tutorials abound for anything from crafty projects to food, i.e. Pinterest. 

6. Make a Photobook- Gather photos and make a photo book or calendar online. It's never been easier to take, edit, compile and present captured images.

7. Time is a Gift-Offer your time to help out with everyday chores like dog walking, shoveling snow and babysitting. Remember those homemade coupon books you made as a kid? They can still make great gifts for anyone in your family.

8. Potluck- Entertaining guests during the holidays can get costly. Have a potluck dinner where each person brings something they made.

9. Take a Vacation- Resorts and cruise ships usually have great deals during the holiday months with the exception to a few black out dates. 


10. Save Credit Card Points- Using credit cards has its advantages -- and if you have been using them throughout the year, make sure they are low-cost cards that offer rewards points. One way to save money is to use up these accumulated points to buy gifts for the holiday season.

11. Give the Same Gift to People-  If you regularly give to the people who help you run your life better -- your cleaning professionals, doorman, plumber - give them a useful gift to show your appreciation while you save money. Also, if you know your friends have similar taste and there is a great gift set available why not grab 2? 

12. Send out Christmas Cards or Ecards- Ecards are an inexpensive way to save for the holidays without having to pay for postage. A lot of companies offer great deals throughout the holiday season on ecards such as paperlesspost. For those of you interested in sending traditional family Christmas cards stores like Sams Club offer great deals starting at $10 for 30 cards as well as on-going promotions. 


XO

Chanita 

Thursday, November 1, 2012

Savings Tip: Meal Planning


                                         *image created by Tecara Bracey

I pay close attention to my family’s spending habits. Early on I realized that my husband and I were spending a lot on food, in particular eating out. I was excited when I read that we could save money by planning our meals. At first, I was somewhat intimidated, as the process seemed somewhat tedious. But I've found that it is actually pretty simple and does indeed save my family a lot of money. 


In 2011, the average consumer spent $2,505 when eating out; this is not including meals prepared at home or additional groceries.  Let’s say on average you spend $30.00 (which is probably pretty low) a week eating out: That’s $120 monthly, $1440 yearly.  Again, this is not including any groceries for meals prepared at home. Imagine what you could do with an extra $1,000!! 

By meal planning and brown bagging our lunches my husband and I have been able to cut our initial food expenses by  50%. This is great because we are still able to enjoy great meals and eat out at our favorite restaurants while adhering to our budget.

Benefits of Meal Planning:
Save Money:
By planning our meals a head of time, when we go grocery shopping we only buy the food that we need according to the menu. It truly cuts down on impulse buys!! No more going to the store for one thing and checking out with a $30 bill. Meal planning helps eliminate senseless purchases from the grocery bill.

Save Time:
Knowing what is for dinner saves time. I no longer have to stop by the store and grab ingredients nor do I have to spend time rumbling through recipes to figure out what I want to cook.

Eat Healthier:
Most people who meal plan tend to eat healthier because you are cooking your own food. When you cook at home you are more likely to use healthy ingredient and less fatty foods.

How I meal plan:

I’ve been meal planning for a while now, in that I create menus in increments of 2 weeks, around our bi-weekly paychecks. However, I strongly suggest starting with planning 1 week at a time until you get the hang of it. 

Step 1: I prefer to create my menus on Sundays because I can look at the local store ads to see what is on sale that particular week, as I sometimes plan meals around specific items on sale. Please note that just because something is on sale does not mean that I automatically purchase the item.

Step 2:  I take inventory of food in the fridge and pantry to check to see  if there are any items that I can use for the upcoming weeks. 
This is a very important step in the process because you do not want to purchase items that you already have or overlook items that you can use for a delicious meal.

Step 3: At this point I have a general idea of what I want to cook for the upcoming weeks based on the store ads and what I have on hand. I then write out my menu using a meal planner worksheet and I fill in my grocery list accordingly. I also look at the ingredients for each meal to see what items I could possibly use for more than one meal. For example: If I use a bell pepper for baked spaghetti I may also decide to make another meal that uses bell peppers like fajitas. I also note days for potential left overs on your menu.

Step 4: Lastly, I double check the grocery list to make sure I have all the items I need and I post the menu on the fridge.

Step 5: After you have created a few menus, recycle them for another month!


Supplies I Used:

  • Monthly Calendar (Dollar Store)  $1.00
  • You will need to laminate the calendar - roughly $2.50
  • Dry Erase Markers (Dollar Store) $1.00
  • Magnets or Magnetic Tape (Walmart) $1.00
      **My friend Tecara created this and I copied her design!! 

ENJOY MEAL PLANNING!!